Posts Tagged ‘credit score’

credit score question [credit score] [reporting agency]

We try to get a loan discharged three months, and only one credit reporting shows the scores of the other two have nothing. How do I get these other two companies to log out? Thank youReply:"…we applied for a loan…they pulled our credit…"

Lenders "pull" credit from 3rd party vendors (re-sellers of credit reports), who get the raw data from the repositories and merge it into a "report". Anytime this happens, it's a crap shoot. The pull and

Lost the VISA card. hurt credit score!? [visa card] [credit score]

I read here that would be a recently reported as stolen card to stay on your report for 2 years and REFLECT the current status of the account separately from the replacement card you will be sent to the Big-3 reports .
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nMeine question is, is this true – and if so, it hurts my history and FICO / Beacon at all . or has been, that article just say the card is reported lost still remain as a separate account on your report for 2 years?
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nJede / all information you have wou

Employment History and Credit Score [credit score] [employment history]

Almost everything, I read on FICO says you get points when you are in a “profession” are. My Equifax report is the only one that does not list my current employment. If I update my occupatuion with Equifax, will this increase my score?Reply:Almost everything I read on FICO states that you get points if you are in a 'profession'. My equifax report is the only one that does not list my current occupation. If I update my occupatuion with equifax, will that increase my score?

Can Somebody Help Please [fha loan] [credit score]

I was told that I qualify for an FHA loan with an average credit score of at least 560, is that true?
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rnIch am in the process of trying to clean up my credit card. I have some charge offs on my credit file that you are resolved as quickly as possible. A few of the CA have agreed to settle with me. Is it a good idea to take me to a solution or should I just wait it out?Reply:Have you disputed all of these as not mine with cras yet? If you have and they came back as verified, then y

Credit Score Simulators [drastic changes] [credit score]

Who knows how accurate they are. I've been with them an idea of what I must do first, get to see the biggest jump in my score. It does not seem to show some of the drastic changes I hear in the forums.
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rnGrunds?tzlich I want to see what kind of changes would appear when I open my 2 credit cards (currently maxed out in the amount of $ 882) paid up to 10% utilization over the next 3 / 4 months. I opened the CJ but they have not started reporting yet.Reply:That sounds like great a

Which move will most improve Credit score/ for MTG. [banging my head] [credit score]

I tried banging my head to come up with the right decision and hope can give some of you savvy people advice.
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rnHier some are the facts:
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rnIch have about $ 11K in a CD (4.5%) 0.
bekamrnCa $ 8K on car loan ($ 420/month) APR is 3.9% next
rnCa $ 14k to CC with APR at 18.59% with a minimum monthly payment $ 220 CC Limit $ 15.7K
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rnMeine assessment end of March was 648 Exp, 719 TU. want to buy a house for a drainage credit.
rnIch soon.
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Did free report but no credit score [citizens bank] [credit score]

Helo again . I have my e-mail address. It was jacar@localnet.com
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rnNur so you all know that I am, Equifax and fleet Carol
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rnIch have listed, period beginning in 1996, but I do not know when was the last activity . It is not clear . Charge away . I think 2.001
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rnHaben a year ago to send naval letter that you all have told me . never answer.
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rnCitizens Bank . 1996 . Charge of .
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rnSam's Club . 2000 . Charge-off. never billl .

Credit score needed to work as an Auditor or in Bank. [loan regulations] [credit score]

I might be a job offer soon, but my credit score is on 553rd What is most responsible for his release and was not full-time job for 2 1 / 2, I refused years.
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rnWerde work with such a credit score? that is, the work includes auditing real estate companies for compliance loans.

2 idenities? [dispute letters] [credit score]

Equafax says I have two offers. One with my full name and one with only my first and last name. They refuse to send me a copy of my CR before I send a copy of my DL and send the last paycheck (or something similar). You agree that this by a creditor who was listed wrong.
getann
nSoll I am the stuff? Can this effect my credit score? You say no. I have sent dispute letters yesterday. Is there a faster way to get around this?
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nHELPPPPPPPP!
nA: rolleyes:

free 3 bureau credit report [free credit report] [credit score]

I signed up for this free trial for 7 days on all third but Ive dealing with free credit report.com for the last 6mnths the Experian is showing my credit score 544 @ I go to this free credit reports 3 office, which takes you to a different site, credit-adapter, which shows my credit score w / Experian @ 510 Does anyone have any information on this site and its credibility