Quick question is it a FICO score is usually drawn over the other is when applying for a mortgage or they pull all three, and mean, or what? Does anyone know. My EQ and TU fico reports are almost perfect now, but EX is not stir with a default judgment or other collections it is not as good.
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Auto finance is what I do for a living and you do not need to worry, all auto lenders in the Country use either Equifax, Transunion, Experian or a combination of the three.
If your scores on the big three are over 700 you will get the best rate out there.
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Reply:"…FICO…when applying for a mortgage…"
The scores accessed by mortgage lenders are not available to consumers. You can't count the number you get from myFico or any FAKO score. Lenders typicaly use the middle of their 3 scores, but some average them out, according to company policy.
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Reply:From my understanding they pull all 3 and use the middle score. So if you have 700, 650, and 620 they would use the 650.
May 2nd, 2011 
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