
December 27th, 2011

admin
Reply:n one of the largest actions of its kind, federal regulators are seeking to recover an estimated $217 million in restitution and fines from credit card companies that officials say deceived subprime customers and left some of them deeper in debt.
The Federal Deposit Insurance Corp. and the Federal Trade Commission, in separate complaints filed Tuesday, said Atlanta-based CompuCredit (CCRT) and two partner banks ? First Bank of Delaware and First Bank & Trust in Brookings

December 27th, 2011

admin
The letter I got says . Currently, your account will be serviced by NCO Financial Systems. So I call them? Thanks. Chad.Reply:Thay are a CA. DV them and you will probably cause them to slink away….
Reply:So they're basically saying…
"We don't have squat on you, could you please provide us with ammunition?"
That's what I got out of what you posted anyway.
Reply:NCO responded with a letter stating that, "they were unable to locat

December 27th, 2011

admin
Hi am new . I have a problem, my derogs all previous. As a result of the loss of jobs in the last year I went from a 700 + a 525th Many of my disputes was checked again and now say all rating agencies, that are my new disputes frivolous.What do you guys suggest?Reply:mbna acct closed 90 days past due with a 27000 balance…i am settling with them
I just "settled" with MBNA at their suggestion / proposal. At the time of the agreement, I understood from my conversation with the ag

December 27th, 2011

admin
Has anyone delt with Attorney Collection Service (ACS) of CA before?Reply:Should I dispute this through the CRA as well?
Reply:I think we need more details, but so far if they don't respond to your debt validation request with evidence, you have them on violations of the FDCPA AND the FCRA (failing to prove negative marks on your credit report).
Reply:Yes, it's a violation. Are you ready and willing to take them to court?
Hesitation? I almost lost the house I just pur

December 27th, 2011

admin
I delete a lot on this board for one or it is not better than not to ask to see pay. I have an old lease, which is in collections. They sent me a letter settlement and I want to pay it. When I called the lady she said to delete Flip, and if I pay to write the credit bureas and they will delete it. Will this work? What happens if I only pay for care for them and delete? How long will it stay there? Or I can write and get it off? Thank you for your time.Reply:ok sounds good. I'll DV it and se

December 26th, 2011

admin
Get this,
n
nIch got off the phone with Capitol One, I have 2 cards, one personal and business, they do not report financial accounts to your credit report. .
n
n That blew me away!Reply:So why are they comming after you??????
Reply:It was a corporation owned by a friend.
Reply:HEY, BusinessDebt
Who owned the company?
Reply:Finally, something I know a thing or two about from experience. I opened a Capital One business account for a company I used

December 26th, 2011

admin
I see that some people have their written scores – which is a desirable #
nund if you remove all the negative items will pop up the score or go
nBackup incrementally? Does anyone know how points are accumulated
nverloren right? I know it is a combined # based on the information, but I would like an idea
nhaben of what my guests can, if certain things are removed.Reply:Right now I'm at 614 – that's with disputes – some have been removed
from equifax the othe

December 26th, 2011

admin
Hello,
rn
rnIch change an old mortgage, that every one got when Mortgage Company A Company B bolted sold to mortgage, and not tell A from a preapproved payment plan that I was involved in.
Brn
rnAls result, the Company B, all kinds of late payments. I can removed.
rn
rnNun successfully contested the latest in February, and they were, boom, they are back again.
rn
rnIst that fair? What should I do? I thought that once they were broken on the wheel, they c

December 26th, 2011

admin
I remove the request Equifax website that has been talked about on this forum. When I put the search results via e-mail, when I go to the website and sign up to go to all the information the site request. It says can not find my results. Has anyone experience this problem.Reply:Why are you re-logging into the EQ website to view your results?
Why not, they sent me a email, telling me the results are done.
Reply:Why are you re-logging into the EQ website to view your results?

December 26th, 2011

admin
Last week my husband got a summons for a credit card (we have it on Thursday) served. Many thanks to everyone's help, as I had to go to court today with the answer and the statement of denial and the announcement that he would be represented himself.
hattern
rnIn today's post we get an “agreement on the ruling from the law firm. You have obviously not our response to the subpoena when we handed it out today and get CMRRR, but this is a normal second train for a law firm? we re