Disputed Paid Collection came back verified with more recent dates! [dola] [truecredit]

you have a CR that shows a DOLA of 5/4
you have a letter which states it was settled 10/4
so you dispute, it comes back verified DOLA 11/04 and 120 late as of 3/5

Is that right? If so, you have an s2b violation already. Good. SO now you send a letter, asking the OC how it can be reported as late, when you already paid in full. Do not quote the laws, or even mention the FCRA. Just a regular letter. Play dumb. Send it CMRRR.

When you get the card back, dispute again. If they reverify, you have a willful violation of the law. You can then ITS and even sue if required for the deletion.

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