So I pull a new report . Equifax and 25 of 26 accounts (mostly negative for BK) are gone! Has it happened to anyone else, or has anyone heard of this happening? Any info is greatly appreciated in advance. Not sure if I Equifax (or) if I can use this to my advantage. Thank you, “j”Reply:I also had this happen when I disputed several accounts. EXP deleted good and bad accounts. It was as if somebody hit the delete button – maybe too lazy to do their job. I wish the good accounts didn't come
Archive for the ‘credit scores’ Category
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what the F*&K TU [recovery solutions] [debt recovery]
December 30th, 2011 
admin K, have a signed letter from the manager of the Debt Recovery Solutions that you delete an entry, the CRA says on my reports and from EQ and EX come (after I had attacked them), but she says TU verified so I send them the letter and my to study say, not as in the letter, DELETE = 
. so what do I get a letter saying they can not accept my letter . well, what the hell they want to send me . a friggin signed in blood: evil: so they can match the DNA Manager . if all else I am just waiting tear u
already investigated? [-1]
December 25th, 2011 admin Experian may simply state “already been investigated” to investigate and not new? Can I nail them in 30 days and the distance from my controversial article? Thank youReply:<blockquote>Originally posted by guy
C'mon guy lemme do it…lemme do it! I can? O.K. here goes,
"Check out www.budhibbs.com, he can help you. He also has a free book that will solve all of your credit problems. Go ahead check it out." Also stay tuned to www.budhibbs.com as he will be mad
When a CRA deletes a TL, do they REALLY delete it? [delinquency] [cra]
December 20th, 2011 admin Reply:Another point to ponder….
If they can keep Criminal records for a lifetime, why not your entire financial history…banks keep track of us…Millions of records from where we surf to our phone calls are logged…Keeping that data is no problem.
I wonder if there is a way to track it and who has access to that data? I don't like some of the services the CRA's offer like Skip tracing and inside information on us.
So in that thought…wh
EQ dispute question [eq] [score]
December 20th, 2011 admin Used to be if you denied w / EQ, he took the negs from the mixture and set your guests up. Does it still work like that? ::Reply:http://{$MySite}/phpBB2/viewtopic.php?t=18308
FRAUD ALERT – Trans Union ? [fraud alert] [report score]
December 19th, 2011 admin I did a search but not really sure what that means where. : Confused:
rn
rnIch got a notice today, Trans Union True Credit said a fraud alert added to my account. What does this mean and why was it made? Does it hurt my report / score? I'm confused! : (Reply:5) All of the above ?
Reply:They do that then when..
1) the can you from one of their daily pullers for being a daily puller
2) you dispute to often
3) you dispute using not mine one to many t
I hate Experian. :) [tradelines] [ray of sunshine]
December 15th, 2011 admin Just a ray of sunshine today they are. Less than 2 weeks, I sent away drop a demand for with tons of documents on 2 separate accounts, delete a demand, because two trade lines are obviously misspelled with a procedural request for these two elements and a procedural request for all the judgments were confirmed in January. Here is what I turn now:
rn
rn1 letter stating they can not do research because I do not have them right ID (whatever. . I did not ask for all examinations)
rn
Opted out. Non-PP? [fcra] [eq]
December 14th, 2011 admin I have in July and EQ still allow PRM 0.
entschiedenrn
rnWo exactly is the violation of FCRA? Does anyone know, I can not seem to get it to be accurately determined.Reply:I must be lucky. I opted out in April 2005 and I've had zero PRM since then.
Reply:FCRA 604(e).
EQ did this to me as well. I opted out back in Oct of 2004, yet in Januaru, Feb, and May, I has 7 PRMs.
Transunion. "previously verified". Going to go after um. [providian] [ploy]
December 11th, 2011 admin Reply:alright, I tried to call providian. The account seems to still be in their system, but they keep trying to get me to call Arrow who bought the account. Talk about useless. I've been bouced to departments with computers that won't let you past with out entering the account number (don't have a complete one) Arrow, who must have spoke with the wamu rep before I was bounced over, because all they wanted was checking info and when was I gonna spend payment. (My reply was.. uhh.. ne
First Premier finally crumbling [first premier] [eq]
December 10th, 2011 admin I had a first Premier VISA few years ago that I had paid for after it over and done Charged in collection. I paid it off, long before I knew anything about credit repair, so it was on the University as Closed / Paid Collection / releases are listed, and I have to EQ as a derogatory Collection / Charge Off.
rnIch deny the listings over and over again with all three, even wrote a business or goodwill or two letters to no avail. The biggest pain was that there are 24 on EQ lates showed more th