I have letters to DV 4 Ca is that trade lines have on my CR and none of them have been answered, “It was 45″ should I delete a second letter with the request for DV TRADE LINE from my CR? although I would happy with the organizers, but do it over 3 years to change the system with the OC has been? or do I live or die with a CA? : Twisted:Reply:this is old credit card debts, they left me alone for a long time but now they are after me again, i will resend DV letter again and see what happens, also
Archive for the ‘credit collections’ Category
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FYI: 716-839-9270 Multi-Company JDB Harassers. [portfolio mgt] [sweat shop]
December 28th, 2011 
admin Reply:Thanks Robert. I know the last part of that one was for me….LOL.
Well, based on what's been said, these apparent bottom-feeders are clearly (IMAHO) using the telephone with the intent to harass people into paying a debt (a debt they may not even owe)…to me, I'd say that's precisely the type of activity the communications act was intended to deal with.
I wonder if anyone knows when/if such activity by anyone (a company, an ind
Can CA Collect on TL that OC has Charged Off ? [midland]
December 28th, 2011 admin Providian has two Acccount, not even me, but it has not charged it. Midland is now trying to collect on them, they can do this?Reply:Of course they can, that's exactly how the collection/ junk debt buying game is played.
If they are NOT yours, then you need to send Midland a validation demand letter and make them prove it IS yours. If you've been the victim of ID theft, then you need to make sure you state that and you also should dispute the tradelines with the credit bu
CompuCredit and unnamed CA subject to FTC/FDIC enforcement action [debt collection practices] [credit card marketing]
December 27th, 2011 admin Reply:n one of the largest actions of its kind, federal regulators are seeking to recover an estimated $217 million in restitution and fines from credit card companies that officials say deceived subprime customers and left some of them deeper in debt.
The Federal Deposit Insurance Corp. and the Federal Trade Commission, in separate complaints filed Tuesday, said Atlanta-based CompuCredit (CCRT) and two partner banks ? First Bank of Delaware and First Bank & Trust in Brookings
Is NCO Financial services a CA or are they a division of Capital One? [nco financial services] [nco financial systems]
December 27th, 2011 admin The letter I got says . Currently, your account will be serviced by NCO Financial Systems. So I call them? Thanks. Chad.Reply:Thay are a CA. DV them and you will probably cause them to slink away….
Reply:So they're basically saying…
"We don't have squat on you, could you please provide us with ammunition?"
That's what I got out of what you posted anyway.
Reply:NCO responded with a letter stating that, "they were unable to locat
Getting a CA off your report [credit bureas] [thanks for your time]
December 27th, 2011 admin I delete a lot on this board for one or it is not better than not to ask to see pay. I have an old lease, which is in collections. They sent me a letter settlement and I want to pay it. When I called the lady she said to delete Flip, and if I pay to write the credit bureas and they will delete it. Will this work? What happens if I only pay for care for them and delete? How long will it stay there? Or I can write and get it off? Thank you for your time.Reply:ok sounds good. I'll DV it and se
statute of limitation ca/az [statute of limitation] [jdb]
December 25th, 2011 admin I just received a letter from a jdb repod for a Jeep that I co-signed for (long story just say I learned not always co-sign for a friend, no matter how long it together). my question is that az on signing the contract and I was in primary co-signer was here in Cali. the statute of limitations applies, and how should I dv? I will say that they are no longer able to collect away from Sol basis? In Cali I know it's over Sol, but I think for az is it directly at the border. Please share.Reply:i
Midland – SOB's [cr 39] [cra]
December 25th, 2011 admin Reply:I also wonder one thing, how can a company like Midland, a company that I never signed a contract with, never agreed to do business with, or have ever had any finacial dealings with, report negative information on my credit report? I can understand the OC but the not a CA.
Yes, you did – in a round about sort of way. Look at your credit card agreement – in there you'll find default clauses that specifically says all the OC's right to collect when you default goes to
How to lay the smack down on a JDB using the UCC [debt buyer] [jdb]
December 24th, 2011 admin Did this little diddy by Daniel Edelman:
rn
rnEin absolute assignee (bad debt buyer, as an under allocation for pickup or collection agency opposite) is subject to Article 9 of the UCC, the sale of receivables, and security interests.
you decktrn
rnSenden a certified or faxed letter requesting assignment or tasks are required to show title in plaintiff under UCC 9-406. The way is written 9-406 of the debt buyer is not entitled to withhold payment if they have a copy of the
Car Repo and Summons to Court [car repo] [april april]
December 24th, 2011 admin Reply:It never went to court because once our lawyer informed them that they had lied (stating that they didn't have the car we did). They canceled the law suit and signed an agreement that they could not ever sue us and we couldn't later sue them.
guy – I liked your story and was just interested in knowing if you ever got the money back that you had paid for the car, or did they give you a new car, or did you still have to pay for the car?
Reply:Sky Warner, don'