January 2nd, 2012 
admin Reply:OK, so let me get the dates straight:
you have a CR that shows a DOLA of 5/4
you have a letter which states it was settled 10/4
so you dispute, it comes back verified DOLA 11/04 and 120 late as of 3/5
Is that right? If so, you have an s2b violation already. Good. SO now you send a letter, asking the OC how it can be reported as late, when you already paid in full. Do not quote the laws, or even mention the FCRA. Just a regular letter. Play dumb.
January 2nd, 2012 admin I have one with each of the above was on my credit report for a year. I wrote both of them try to do the PFD (but not admitting they were mine). Certegy wrote back to the old “we have an obligation to report reliable information, so no, if we incorrectly reported or it is to counterfeiting or how to find, we can select only paid.
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rnFein, I let it go for about . 6 months, (they appear only on EQ) . then last month I challenged them with EQ and you know what?
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rnSie are g
January 1st, 2012 admin We have to come to the point where we fight to have minimum payments on our credit card debt even. We never have more than 30 days late, a payment, but we can not simply make some of the minima that are due, and we question whether it is better to make some type of payment vs no payment at all? Or do all creditor payments into account in calculating the minimum requirements adequately and treat it as too late?
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rnWir some of the options must not on this site and from what I've r
January 1st, 2012 admin I stayed in an apt complex in MI with 2 roommates. The lease was several.
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rnWir have in common and sold in May '08 (~ 5 month short of lease date) because one of the roommates brought a pitbull.
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rnWir are not owe rent for the period after the expulsion, but we owe an early termination fee and the reimbursement of the full rent of about $ 6,000.
specials rn
rnSie said they sent a letter about the debt to a forwarding address in the same month we were drive
January 1st, 2012 admin We have a constant problem with trying u0026 Pressler Pressler, collect a debt from an old credit card, and we get paperwork from them all the time. The paperwork listed employer.
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rnAber always be a few months ago my husband his job and started a new one. I have never told her he got a new job he was for or where the working conditions . but the most recent papers, we have to be performed by P u0026 P employer.
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rnIch new'm just curious how she found out he got a new
January 1st, 2012 admin I'm checking out my CR and found that it shows no “last active” area of the report. I read something wrong? I see there is a final message area that I assume that different last active.
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rnIch wonder why, I have a few “old” collections on an NCO-CR (we have a copy of a mortgage lender in August) show that (my memory is correct, the) after the “last active” date in the 2002/2003 financial year – that is, they should fall 2009/2010.
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rnAuch by these old accounts that d
December 31st, 2011 admin I have a hard train on my Transunion CR from logic true purpose permitted under states collection. But I have no accounts with any of my True Logic on 3 reviews. It is dated 2-2005.Reply:That actually kind of a gray area. CAs are permitted to pull your reports for Collection purposes. Some maintain that one of those purposes is to determine whether or not they want to try to collect from you. Technically, they are supposed to have the contract to collect first, but many don't.
December 31st, 2011 admin no comment . just read and laugh.
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rnhttp: / / www.dallasobserver.com/2010-01-21/news/better-off-deadbeat-craig-cunningham-has-a-simple-solution-for-getting-bill-collectors-off -his-back-he-sued-it / 2Reply:Who was the guy in MN?
December 29th, 2011 admin I have an online survey, and got the results back as Paid in Full, but on the new credit report they sent me, it means $ O Charged balance and paid off but at the time, says he still says 3.5 and on my credit card report to. What does this mean? Does that mean it will remain on my report for 7 years. Last activity was 12/99. I sent a letter to the lawyer who owned this account.
nIch also have a doctor's bill, which paid in full, the back says 3 years ago, that was paid last. – Balance 0
December 29th, 2011 admin I recently received a letter from the original creditor (Bank One) asked me to confirm receive sign a form that I have the card holder to pay off a previous credit card. My question is if I sign a letter like this, it changes the DOLA account? The DOLA is expressed 11/97.
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rnEinfach: so, this type of communication include, as an activity on an account?
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rnVielen Thanks in advance!
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rnmmmReply:The DOLA is 11/97.
Thanks in advance!
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