Archive for December, 2011

Paypal Accounts and Online Sales [friend of the family] [ebay]

Reply:I agree with Kristy. Though, from the point of the consumer, that's a bug not a feature. Paypal isn't regulated like a bank and may not have a formal process for complying with a court order. However, they already freeze funds at the drop of the hat without one. I wouldn't recommend that you tempt them. In fact, I recommend that you don't use Paypal at all.

I'm in the e-commerce development biz and refuse to even consider Paypal. I'd recommend

Filed Answer Today.Need Help! [court docs] [attorneys]

I put my answer today. Everything looked great until I noticed later in the day that I did not sign a particular document left out another element. OMG . I can not believe it! I called the Court Clerk about it and she suggested that I change my answer and make the changes. The only problem is, I do not know if it is called to answer a specific form of amendment or to use something. Originally I had the PLD-C-010 form. I researched and tested in court docs from other lawyers. That is to use the f

Acct says Purchased by another lender [acct] [hsbc]

On my DH's CR there is an element of HSBC NV with the note: buy from a different lender. But I do not see another offer for that amount elsewhere on his CR. What does this mean?Reply:If it says purchased, does that indicate a JDB? Should I call the OC to find out what the story is?


Reply:It means they haven't listed yet. Keep an eye out.

Closed Account [-1]

Is a closed account good or bad? Should I remove and dispute?Reply:Well I just realized that for EQ there is no response in the status section, but the activity says "transfer/sold" so I should probably try to get that off.

TU – two under satisfactory accounts – same store – different accounts due to closing of one card when divorced
**one says paid or paying as agreed, joint account, opened 1995, closed 1999, account closed by consumer
**the second says u

How to know what kind of Collection Agency am I dealing? [studen loan] [education doe]

I'm dealing with a collection again: Perkins student loan of 95 Department of Education (DOE) sold their accounts to CA? How do I know if this is really the right CA to be a debt on behalf of the DOE or the University of content? Who sells the account to the CA, the DOE or the University?Reply:The DOE uses CAs: http://www.ed.gov/offices/OSFAP/DCS/faqs.html#CAs


1 30 Days Late on Car, Now Paid off [hubby] [hey guys]

Hey guys. Im pretty new to all this and by trying to have each treated to remove lates.
rn
rnOk, so my husband has a car that was made about a year ago paid. In the end he has a 30 days late. Well, from what he says, the car was never paid late. I thought this would be easy to dispute, I have had. It came back just as updated. So what is my next step.
rn
rnGW writing? I would think that should resolve itself fairly simple, since it was clear the car show late, but this one t

OC-need help with what to do? [late payments] [insurance]

I have the same problem, but with green trees. Here is the run down: A friend took over payments Green Tree began to charge for the insurance and messed up the payments from January 2007 to August 2007 (publication 8x30days late). We were never notified of late payments has (we contacted Green Tree a year ago, when he took over the payments and told them we were immediately informed of any missed payments). We I checked my credit card in June 2007, none of the delayed payments were there, but if

E trade kicks but! [new ford f 150] [ford f 150]

Hey guys, I got only an auto loan through eTrade at
genehmigtrn4%! I bought a brand new Ford F-150 today. I just had to give
rnmich a reward for cleaning my credit reports.
rnNie more high interest loans!Reply:Anyone know of a company online with instant decision that pulls TU only?

As of 12/10/03
TU- 666 7 inquiries last 6 months
EQ-643 14 last 6 (shopping around for mortgage)
EX-629 3 last 6

ELOAN used to go by Transunion bu

OK now what should I do? Asset [dunning letter] [bbb]

I have a DV, they responded with a warning, I sent another DV, she sent a letter today offers as I use my tax rebate (to them) to advise.
rn
rnNach the 2nd DV for 2 mos went unanswered, I have pain in the La AG, MI MI AG and BBB, I have not heard back from one of them yet.
rn
rnDiese debt is past SOL, it is soooooooo not funny was DOFD 3.3 Sol 3 years so past Sol 6.3.
rn
rnIch'm so tempted to tell them to kiss my ass no check no money and it's over Sol so

LVNV NIGHTMARE. What do I do now? [certified mail] [new date]

I LVNV on my report. Sent DV letter / RR to CR was in tx address. It was as if not to deliver in a position to check annoy address but with the same result, and disputed with CRA, this time LVNV my CR updated with a new date and amount but I noticed on the dispute results returned a different address , one in NC but when I looked at the CR updated with the new amount and date on it had the address in TX. Anyone have any ideas what to do next?Reply:Call them and get a fax number.. I have faxed m