Archive for December, 2011

When a JDB Lists an Account as Installment [jdb] [breaking the law]

If a listing JDB is an account as part payment account on my CR . they are breaking the law? I have never opened an account with the JDB.Reply:I had the same problem with LVNV, I started this thread

http://{$MySite}/phpBB2/viewtopic.php?t=44638

You might want to look at it as they responded to my calling them on the whole "factoring account" thing…Interestingly though, they have magically disappeared from EQ but are holding strong on TU and EXP.


Rep

Credit Monitoring – Will it affect my scores? [true thanks] [credit monitoring]

Anyone
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rnIch am curious if my values are changing, if I use TrueCredit and draw every day? It allows unlimited moves. My mortgage guy was a little leary about it and he said he thought it might be true to my score.
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rnIst it?
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rnDankReply:Please check your dictionary. TrueCredit's dictionary defines "unlimited" as twice per month.


Reply:Hey!

I got it!!

Thanks


Reply:What do you mean about the inquiries?

Notice of Harassment ignored [phone calls] [harassment]

Hello. I've been here a while, but I have a question .
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rnich get calls from IC System (CA) all through April, then on 26 April, I sent them a letter that I have no documentation on how to deal with their company and I wish all future communication must be in writing. I sent upsp and fax. I received a letter from the CA of 30 April, they show no record of me and my account number to send. I sent a letter back, which I do not have an account number that I have no knowledge of the

Finally got an answer from the FTC [adverse action] [ecoa]

I finally got a response today from the FTC on the adverse action notification time frame relates to insurance companies. Unfortunately it was not what I hoped. One of her lawyers said there is no statutory deadline by FCRA imposed (duh, I told them I already knew that), but there are cases where the Court ECOA Sec. 1691st Scope of the prohibition (d) (1), 30-day period was introduced. I will see a date to my congressman, the output of this serious lack in FCRA section 615 address. I think somet

A good sign or not? [jdb] [discovery]

If you buy through discovery. The lawyer JDB now sends letter provides an opportunity settlement – the case is dismissed and reported to be “paid less than the full amount.”
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rnWie do you mean?
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rnIch will this play out, however.
lassenrn
rnDanke.Reply:Going through discovery now. The attorney for JDB now is sending letter offering settlement opportunity – the case will be dismissed and reported 'paid- less than full amount'.

How shoul