Archive for December 31st, 2011

Can they do this?! [truelogic] [transunion]

I have a hard train on my Transunion CR from logic true purpose permitted under states collection. But I have no accounts with any of my True Logic on 3 reviews. It is dated 2-2005.Reply:That actually kind of a gray area. CAs are permitted to pull your reports for Collection purposes. Some maintain that one of those purposes is to determine whether or not they want to try to collect from you. Technically, they are supposed to have the contract to collect first, but many don't.

Lexington – Fowler and Fowler or write a letter myself [fowler] [three months]

Hi.
rnFowler and Fowler said she removed my negatives for $ 299 in three months. I've also heard Lexington is good.
rnIm unsure whether to go with them or write a letter to dispute myself.
rnAuch the “current” address on the report wrong.
rnSollte I realize that?Reply:I thought it was illegal for them to guarantee the removal of negative items.

It is. That's why they usually use a conditional phrase in their ads. Such as "we may be able to remo

Sue Your Creditor – Dallas Observer [craig cunningham] [dallas observer]

no comment . just read and laugh.
rn
rnhttp: / / www.dallasobserver.com/2010-01-21/news/better-off-deadbeat-craig-cunningham-has-a-simple-solution-for-getting-bill-collectors-off -his-back-he-sued-it / 2Reply:Who was the guy in MN?


Reply:I'm glad this guy took the route he did in fighting the debt collectors, but can I just say he was a grade A idiot for getting into that mess to begin with? Just because the banks are willing to give you loans like that doesn't mean you s

Lost Equifax report info (all of it!) [bk] [equifax]

So I pull a new report . Equifax and 25 of 26 accounts (mostly negative for BK) are gone! Has it happened to anyone else, or has anyone heard of this happening? Any info is greatly appreciated in advance. Not sure if I Equifax (or) if I can use this to my advantage. Thank you, “j”Reply:I also had this happen when I disputed several accounts. EXP deleted good and bad accounts. It was as if somebody hit the delete button – maybe too lazy to do their job. I wish the good accounts didn't come

Does Crap1 CO stop balance from increasing? [cap one] [acct]

G'day Mates .
rn
rnIn my continuing efforts to credit repair . I have a question for the experts that I do not understand. If an account is charged off, the balance should remain where she was at the time of the charge by OC?
rn
rnHier the info is on acct:
rn
rnCAP ONE BK
rn
rnAdresse:
rnPO BOX 85015
rnRICHMOND, VA 23285
rn (800) 903-3637
rn
rn
rnKontonummer:
rnXXXXXXXXXXX
rn
rn
rn
rnStatus: