I have a hard train on my Transunion CR from logic true purpose permitted under states collection. But I have no accounts with any of my True Logic on 3 reviews. It is dated 2-2005.Reply:That actually kind of a gray area. CAs are permitted to pull your reports for Collection purposes. Some maintain that one of those purposes is to determine whether or not they want to try to collect from you. Technically, they are supposed to have the contract to collect first, but many don't.
Archive for December, 2011
Can they do this?! [truelogic] [transunion]
December 31st, 2011 
admin 
Posted in 
Tags: 
Lexington – Fowler and Fowler or write a letter myself [fowler] [three months]
December 31st, 2011 admin Hi.
rnFowler and Fowler said she removed my negatives for $ 299 in three months. I've also heard Lexington is good.
rnIm unsure whether to go with them or write a letter to dispute myself.
rnAuch the “current” address on the report wrong.
rnSollte I realize that?Reply:I thought it was illegal for them to guarantee the removal of negative items.
It is. That's why they usually use a conditional phrase in their ads. Such as "we may be able to remo
Sue Your Creditor – Dallas Observer [craig cunningham] [dallas observer]
December 31st, 2011 admin no comment . just read and laugh.
rn
rnhttp: / / www.dallasobserver.com/2010-01-21/news/better-off-deadbeat-craig-cunningham-has-a-simple-solution-for-getting-bill-collectors-off -his-back-he-sued-it / 2Reply:Who was the guy in MN?
Reply:I'm glad this guy took the route he did in fighting the debt collectors, but can I just say he was a grade A idiot for getting into that mess to begin with? Just because the banks are willing to give you loans like that doesn't mean you s
Lost Equifax report info (all of it!) [bk] [equifax]
December 31st, 2011 admin So I pull a new report . Equifax and 25 of 26 accounts (mostly negative for BK) are gone! Has it happened to anyone else, or has anyone heard of this happening? Any info is greatly appreciated in advance. Not sure if I Equifax (or) if I can use this to my advantage. Thank you, “j”Reply:I also had this happen when I disputed several accounts. EXP deleted good and bad accounts. It was as if somebody hit the delete button – maybe too lazy to do their job. I wish the good accounts didn't come
Does Crap1 CO stop balance from increasing? [cap one] [acct]
December 31st, 2011 admin G'day Mates .
rn
rnIn my continuing efforts to credit repair . I have a question for the experts that I do not understand. If an account is charged off, the balance should remain where she was at the time of the charge by OC?
rn
rnHier the info is on acct:
rn
rnCAP ONE BK
rn
rnAdresse:
rnPO BOX 85015
rnRICHMOND, VA 23285
rn (800) 903-3637
rn
rn
rnKontonummer:
rnXXXXXXXXXXX
rn
rn
rn
rnStatus:
Question on Repo dating [repo] [sooo]
December 30th, 2011 admin I had a repo is the beginning of 2001, but the date of last activity is a charge off in 2.5. Sooo, when does SOL begin? After repo, to CO?
rnVielen you for all your help!Reply:Nothing stops them in Florida from trying to collect after the SOL. All the SOL does is give you a defense if they sue, but you have to go to court and you have to move for dismissal under the SOL. It does not give you a right to counter sue, either.
In Florida, the SOL begins to run as soon as the fin
Can I do anything about this DEROG? [capital one] [equifax]
December 30th, 2011 admin Can I do anything to remove it?
rn
rnAuch where does the info for today reported to have generated, and it has an impact on when it comes from it?
rn
rnIch noticed that there is an N / A in the last activity date field and nothing in the Closing box. Is that bad?
rn
rnCapital One (Equifax)
rn
rnKontonummer:
XXXXrnAktueller Status: Depreciation
rnKontoinhaber: Individual Account.
rnHohe Credit: $ 211
rnKreditlimit: $ 0
rnLau
what the F*&K TU [recovery solutions] [debt recovery]
December 30th, 2011 admin K, have a signed letter from the manager of the Debt Recovery Solutions that you delete an entry, the CRA says on my reports and from EQ and EX come (after I had attacked them), but she says TU verified so I send them the letter and my to study say, not as in the letter, DELETE = 
. so what do I get a letter saying they can not accept my letter . well, what the hell they want to send me . a friggin signed in blood: evil: so they can match the DNA Manager . if all else I am just waiting tear u
More info – Goodwill Letters [quot] [avail]
December 30th, 2011 admin I'm trying to find more in depth information about the following companies . All have 3 30 days lates all more than 14 months old. I have denied it, 2 and 3 times without success. I even called the credit directly to Infiniti and supervisor, was to remove the 30 day lates only an “A” hole it could . Words: “We have to report accurate information etc “. So my only hope at this point is to try the good will letters to all 3: I tried the “@ company” thing, and it just gave me a corporate websit
Is beefing up new credit now a good strategy? [sole holder] [bofa]
December 29th, 2011 admin Hey there – how do I rebuild my credit card work, I'm getting nervous about authorized user cards not factoring in my FICO. I have five cards: the one where I am the sole owner of Orchard are for 1.250 $, Bank of America (reports backed up) for $ 1,200 and HSBC Discover for $ 2,500. The high credit limits with the (11k and 14k) are those where I have a legitimate user, but I've been the only one, it forever.
rn
rnUm to try, and my notes when they try not matter anymore, I'