Archive for November, 2011

Is there a website that allows you to monitor your CRs continuously for a fee? [continuosly] [repairing your credit]

each site, this service, where all three simultaneously and continuously, that can show your progress in repairing your credit scores plus monitor has?
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rnthx in advanceReply:Here is a very informative Sticky on credit monitoring sites that some members are using or have used. :p

http://www.{$MySite}/forums/showthread.php?t=274851


Reply:Sure there are:

Truecredit, CIP, CCT, PM123, and the like. There are many many many! Go ahead and do a search f

Capital One [capital one card] [capital one]

Does anyone have a copy of the original cardholder agreement memership who came with her Capital One card? If so, could you tell me how I could get a copy of it from you?
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rnIch can not find mine and called Capital One to a question, but since my account went to collections, they would not tell me one.
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rnDank.Reply:KTG:

Thank you so very much. It was exactly what I needed. Like I said I will watch for your posts in the future and hope I can help you out a

What constitutes valid assignment? [valid assignment] [section 8b]

This tells of IL specificity including “effective date” and “consideration” must contain 0.
seinrn
rnhttp: / / caselaw.lp.findlaw.com / scripts / getcase.pl court ilu0026vol = = = 4980070u0026invol 1
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rn § 8b (a) of the? Law states that an account can be
rnzugeordnet to a collection agency, provided that: “The document mani-
rnFesting the assignment explicitly, and include: (i)
rnDatum of effect of the assignment, and (ii) the consideration
rnfür the a

Question about a 30 day late report. [money] [official rule]

I recently got a 30 day late on my report. It is my first.
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rnWas I want to know is if the payment on 30 reviews Day. Is it technically 30 days late? Legally?
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rnSie pulled the money from my account electronically posted it on first thing in the early 30th Day.
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rnIch felt that it didn't go 30 new but I can wrong.
werdenrn
rnWas is the official rule.
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rnDankReply:Read my success story with GMAC.
http://www.{$MySite}/phpBB2/

Newbie in need of some help [capital one card] [capital one]

I'm so glad I found this board and I look forward to reading more about, and fixing my credit card:)
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rnEgal, I have a question, and hopefully someone can help me out.
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rnIch have a capital one account, the a payment is due today.
rnIch have to hit some financial bumps, and am now getting back on my feet . My problem with the capital one card, is that through fees and what's not me, I 300 a few dollars over my credit limit. (Rout $ 500).
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rnMein

pesky credit agency [equifax] [proof]

I have an account with a collection agency that I know of is not valid. But I just found out about this and it is four years old and I have no more proof. I called them and they told me basically hard . and that right now I owe the money, but no longer have a copy of the invoice. I diputed and they still wont take it off. I then called the original company and they said themselves that they cannot find me for any money in the account.
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nEquifax already contested, and the collection a

Credit Score Simulators [drastic changes] [credit score]

Who knows how accurate they are. I've been with them an idea of what I must do first, get to see the biggest jump in my score. It does not seem to show some of the drastic changes I hear in the forums.
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rnGrunds?tzlich I want to see what kind of changes would appear when I open my 2 credit cards (currently maxed out in the amount of $ 882) paid up to 10% utilization over the next 3 / 4 months. I opened the CJ but they have not started reporting yet.Reply:That sounds like great a

Letter from TransUnion.What now? [verification documents] [transunion]

Ok, so I sent a letter to TU MOV amd they sent one back and said verification documents are not available to the creditors contact me. They also sent something else there and said the disputes are taken seriously and not be re-examined. What should I do? Can I sue them for not providing me proof?Reply:Yes, but I already sent a letter to TransUnion. They told me they did not have documentation available. I guess I could call them and see is they will take it off like the other post says, but what

Once debt is paid off- How to get CC to report to CAs [eyeballs] [creditors]

Once debt paid off what you need to do to the lender a 0 balance on the CAS report?
rnMeine mother was in debt up to their eyeballs: $ 80k in CC debt (more than three cards) and their house in foreclosure. She managed to sell the house before foreclosure, so they paid off that loan in full and had collected $ 104k in equity. So she paid out of the three candidate countries in its entirety (it was long overdue since August 2004). I'm trying to help her get out of their loan so they can

Help with DVL & CA/Law Firm [dvl] [debt relief]

: Oops: What do you do when you do not respond to a CA within 30 days? It was more than 30 days since the Registry / CA sent me a letter.
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rnIch a CA has to submit to a law firm, MD, is the original claim in 2004. Initial debt is MBNA/CITI
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rnWenn I have a DVL they can sue me?
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rnBitte let me know.
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rnNeeding debt. Confused:Reply:Its not too late. As Moriah said, they can sue you regardless and they may be planning on suing. Send them you