Archive for November, 2011

TRUE CREDIT scores [true credit] [truecredit]

Ok Now it's official . TrueCredit scores are crazy .
n
nIch have my report on TrueCredit and 3 deletes updated my EX and EQ scores not updated change.
n
nDie reports, but not the notes. I think it is a few days delay with the score .
n
nJeder different experience this: confused:Reply:True Credit is definitely slow on that.. but the FAKO's don't mean anything, like you've said.


Reply:My deletes were between 1-3 years and they were all collectio

How can they do this! Need help in MO [court appearance] [legal advice]

Had I brought my second appearance in court for a lawsuit against my for an orchard, a bank card. I have applied for letters to the collection agency and the attorney sent VOD. The lawyer told court today that i cannot by letter, because the case already in court and that a legal way to do it, but he couldn? T me legal advice on how to. I didn? T ask him for legal advice. He moved the court date of 5 May Last appearance in court at the end of February, I was sued for $ 2,100. I asked my lawyer t

Judgment – OC owns acct still – who to pay? [default judgment]

Ok . I tried a search, but I can not find anything. You do not know exactly what to look for FOR.
rn
rnIch had set up a default judgment about me in 2002 by Crap1. : Roll: I got know.
rn
rnDas companies, the decision here is a collection law firm in Oklahoma. Crap1 still owns the account, so I called her and asked how I could pay . they basically said the law firm and hung on. I PFB'd, and they only answered that I have the number of customer service people. Ugh.
rn<

Small Claims Court [small claims court] [small business owner]

I have the forums for information on my topic, but have found no answer so far. I know, most topics in this forum about credit cards and CA. However, I have been served with a summons in Municipal NC. An officer left note for me to contact the Sherriff's Office. I owe a small business and money to a local provider. It is for automotive parts I bought for a customer. The customer has never paid me for it and probably never will. I am responsible for these debts, and that it is in my name and

Factoring Company/Purchased Debt [factoring company] [jdb]

I want to make sure that my understanding is correct for this and then ask some questions.
rn
rnEin JDB is a factoring Company.
rn
rn1. Can a factoring company make a collection, as they are collecting for the OC?
rn
rn2. Is a factoring company needed to purchase a liability as such report, or they can report the debt as if they have a CA that the OC's name?
rn
rnGenau what sections they are violated, if the answer is no upper?
rn
rnSorry

Two Chargeoffs – How should I deal with CAs? [quot quot] [small claims court]

I have two credit card charge offs at Capital One – each for about $ 1,000. I always call from ACS (Academy Collection Services) on both accounts. They offer a solution (which I can not now afford). I offered to pay $ 50 a month for the next few months and hope to increase the amount to. They will not listen to me (or accept) and simply continue to say, “this is pathetic,” “we will post those to small claims court to bring”, “Your wages can be garnished, etc, etc .
rn
rnWie should I g

Sue $1000 (FCRA) for late/no dispute response? [fcra] [injunctive relief]

I am thinking of suing my O / C for a late / incomplete response analysis. Should I seek an injunction of the owed money? I too have a case for FRCA violation if I can show to the dispute settlement was made late and not been fully investigated?Reply:You'll actually have to file to get them to take you seriously. But small claims is effective in these cases.

OP filed.


Reply:Why not ask your AG for help??

Reply:You'll probably still end up with a settlement check

Get on FDCPA litigant alert list! [dunning letters] [litigant]

Reply:NCO apparently does scrub againest the list. After I moved to a new state they started hitting me with a few dozen letters and regular calls right up until I filed suit against another JDB who must remain nameless in my current state. Then silence! I know the list is broke down by state for them as one monthly update list is available online.

Interesting thing is this alleged debt falls outside the FDCPA since it is business related and my only recourse is the OCs breach of

Found some requirements [copyright infringement] [foru]

Check this out: Some rules for CAs.
n
n (Edit Remove Link)
nFrage
n
n: How can a company report consumer loans
n
nAntwort:
n
nInformation removed due to copyright infringement.
n
n
n
nDer following link contains proprietary information of our website was taken without our consent. We request the immediate removal of copyright-protected material from your web site.
n
nhttp: / / www. {$} MySite / forums / showthrea

What's up with this law? CROA. [restoration companies] [credit restoration]

Credit restoration companies would not be charged per the Croatian forward, right.
rn
rnNun each others work in any sector, before they paid?
rn
rnWas's going on?
rn
rnDer only way this law is to charge a handling fee to cover your costs, because, as we all know, some people do not pay their bills with bad credit.Reply:Your two cents were quite valuable. Thanks and check your PM's.


Reply:I'm sure I'll get some people who won't believe me