You may be aware, but I was not (because, as I'm new to all this). I found out that a court reporter at the date of your hearing / trial request, if your hearing is to be transcribed. At least this is the way it was in final negotiations Texas.
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rnMeine not “on the record” because I did not ask for a court reporter. It seems that my last MSJ hearing was postponed from 1 / 3 plaintiff's counsel more time to allow for the discovery. The next hearing is scheduled for 14.02. Then
FYI – Court Hearings/Trials [court hearings] [court reporter]
January 3rd, 2012 
admin Judgement! Should this be mine? [sole proprietor] [fico score]
January 3rd, 2012 admin Reply:Welcome to the CIC, guy.
The court had mailed the date change denial to our physical street address. WE DO NOT RECEIVE ANY MAIL HERE. We live in the boonies and only have a PO BOX.Did you make this clear in your letter to the court?
Here's my question? If I let the insurance pay the claim, can the judgement still be on my personal credit report? Wouldn't they have to remove it since we did not pay the plaintiff a totally different party did???Unfortunately, since you
Disputed Paid Collection came back verified with more recent dates! [dola] [truecredit]
January 2nd, 2012 admin Reply:OK, so let me get the dates straight:
you have a CR that shows a DOLA of 5/4
you have a letter which states it was settled 10/4
so you dispute, it comes back verified DOLA 11/04 and 120 late as of 3/5
Is that right? If so, you have an s2b violation already. Good. SO now you send a letter, asking the OC how it can be reported as late, when you already paid in full. Do not quote the laws, or even mention the FCRA. Just a regular letter. Play dumb.
For those bad check collections Certegy and ROI [check collections] [accurate info]
January 2nd, 2012 admin I have one with each of the above was on my credit report for a year. I wrote both of them try to do the PFD (but not admitting they were mine). Certegy wrote back to the old “we have an obligation to report reliable information, so no, if we incorrectly reported or it is to counterfeiting or how to find, we can select only paid.
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rnFein, I let it go for about . 6 months, (they appear only on EQ) . then last month I challenged them with EQ and you know what?
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rnSie are g
CRA verfied questionable account in 5 days? [crapital one] [equifax]
January 2nd, 2012 admin I contest a Crapital an account that I have. Curiously, Equifax able to review the bill like mine and get a letter to me within 5 days of my argument.
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rnDer reason I question is account activity on a map well into 2004. I'm not one that I ever used in '04. This is not the card I used. The credit is questionable?
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rnIch now wondering if this was a case of identity theft or just the CA-error and the fact there was nothing to no one is verfied. (Except that the re
bummer.everything verified [accts] [bummer]
January 2nd, 2012 admin Now, after a long absence from credit repair, I decided to directly re-sent to me dispute forms on all three CRA 8th Accounts, stating the accounts were “not about me.” On 9 / 28 Not only that they are all checked again in the last few days, but my fakco score dropped 7 points, 640-633 (wording was changed to a few accts, apparently for the worse.): (
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rnK?nnten it was efficient: roll: .! especially since these accts had stopped reporting in the last 2 to 4 years Is this the time, I
Making some payment vs. no payment on Credit cards [credit card debt] [minimum payments]
January 1st, 2012 admin We have to come to the point where we fight to have minimum payments on our credit card debt even. We never have more than 30 days late, a payment, but we can not simply make some of the minima that are due, and we question whether it is better to make some type of payment vs no payment at all? Or do all creditor payments into account in calculating the minimum requirements adequately and treat it as too late?
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rnWir some of the options must not on this site and from what I've r
Apt Complex Collecting for Termination of Lease [termination of lease] [forwarding address]
January 1st, 2012 admin I stayed in an apt complex in MI with 2 roommates. The lease was several.
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rnWir have in common and sold in May '08 (~ 5 month short of lease date) because one of the roommates brought a pitbull.
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rnWir are not owe rent for the period after the expulsion, but we owe an early termination fee and the reimbursement of the full rent of about $ 6,000.
specials rn
rnSie said they sent a letter about the debt to a forwarding address in the same month we were drive
Yet another W&A victim [national city] [creditor]
January 1st, 2012 admin Reply:I think they are just 2 separate issues that should be dealt with individually. Keep on with your motion to set aside judgment AND file a motion for vacation (yes, I am ammending my first answer).
Reply:Thank you.
My 21 days were up on Friday, but I did file a Motion and Affidavit to Set Aside Default judgment. Is this not enough? Or should I/do I have time to ask the judgment be vacated?
Reply:Take one step at a time. Basically, what I would do is have the judgment v
How do they know where he works? [pressler] [new job]
January 1st, 2012 admin We have a constant problem with trying u0026 Pressler Pressler, collect a debt from an old credit card, and we get paperwork from them all the time. The paperwork listed employer.
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rnAber always be a few months ago my husband his job and started a new one. I have never told her he got a new job he was for or where the working conditions . but the most recent papers, we have to be performed by P u0026 P employer.
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rnIch new'm just curious how she found out he got a new